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Cyprus Property Report
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DLS Sep 2026 · CBC 2026 Q2

Calculators

Mortgage repayment calculator

The monthly repayment on a repayment mortgage, from the price, your deposit, the interest rate you have been quoted and the term.

Rates read on 1 official sourceNo figure is stored or sent anywhere

Purchase costs are not included here; see the purchase costs calculator.
Enter the rate quoted to you. This page does not know today’s rate.

Monthly repayment

€1,108

€210,000 over 25 years at 4.00% · €122,537 interest

Monthly repayment: €1,108. €210,000 over 25 years at 4.00% · €122,537 interest

Indicative only. Not a quote. Rates change: confirm with the Department of Lands and Surveys and the Tax Department before you act.

Loan amountLoan to value 70.0%
€210,000
Monthly repaymentFixed rate over the whole term, monthly in arrears
€1,108
Total repaid over the term300 payments
€332,537
Of which interest
€122,537
Monthly€1,108 · €122,537 interestSee breakdown ›
Assumptions and sources (5)

These are the rules as read on .This calculator holds no rate of its own; the rate is the one you enter.

  1. Standard annuity formula: payment = P × r ÷ (1 − (1 + r)^−n), with r the annual rate divided by 12 and n the number of months.
  2. The interest rate is fixed for the whole term. Variable rates, resets and margin changes are not modelled.
  3. No arrangement fees, valuation fees, life or building insurance, or early-repayment charges are included.
  4. This page does not know current lending rates. Lending statistics are published by the Central Bank of Cyprus; the rate you enter should be the one quoted to you.1

Sources for these rates

1 source from 1 publisher. Every figure on this page is traceable to one of them.

  1. Monetary and financial statistics (lending rates)

    Central Bank of Cypruscentralbank.cyRead 10 September 2026

    Official statistics

This page explains the general rules as published by the Cyprus authorities on the date shown. Rates, thresholds and procedures change, and your position depends on facts this page does not know. It is information only, not legal, tax or financial advice. Before you act, confirm the figures with the Tax Department or the Department of Lands and Surveys and take advice from a lawyer registered with the Cyprus Bar Association or a licensed accountant.